I wish you the best of luck in your job hunt! I personally know how tough times are at the moment in the job market.
Good for you for being able to save money while living with your parents. Hey, there is NO shame in that. I know darn well that my youngest will move right back home when he is done with college. I want him to, so he can save up money, too - and help pay back tuition.
As for not knowing what to do with your fids in case of a catastrophy, do you know anyone who is a bird nut? Someone who would be willing AND honored to take in your fids?